Top 5-Year CD Rates Popular Direct: 4.50% APY ($10,000 min deposit) BTG Pactual: 4.40% APY ($500 min deposit) Sallie Mae Bank: 4.40% APY ($2,500 min deposit) NASA Federal Credit Union: 4.38% APY ($1,000 min deposit) Synchrony Bank / E*TRADE: 4.35% APY ($0 min deposit) My Personal WeFi Account: $1,000 deposit → 100.13% all-time gain in 6 months* Top 5-Year CD Rates Popular Direct: 4.50% APY ($10,000 min deposit) BTG Pactual: 4.40% APY ($500 min deposit) Sallie Mae Bank: 4.40% APY ($2,500 min deposit) NASA Federal Credit Union: 4.38% APY ($1,000 min deposit) Synchrony Bank / E*TRADE: 4.35% APY ($0 min deposit) My Personal WeFi Account: $1,000 deposit → 100.13% all-time gain in 6 months*